Getting Started
Thank you for your inquiry regarding a small business loan with TEDC Creative Capital. TEDC is a non-profit, community development financial institution formed in 1979 as a catalyst for economic development. We drive for-profit small business success through non-traditional lending programs and development services that help entrepreneurs start or expand a company.
To learn more about our loan programs, please visit our Lending page.
As part of the loan application process, a $35.00 application fee per guarantor will need to be submitted. TEDC will reach out to collect this fee.
Please prepare to spend approximately an hour to complete your application.
Note: If you are having issues editing the PDF in your browser, you can download the application and complete it using any of the free tools available, such as Acrobat Reader, LibreOffice, PDFescape, or SmallPDF. Be sure to always save the application to your computer once you have filled it out, otherwise the information that you have entered will not be saved.
The following additional documents are required to complete your application.
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Detailed Business Plan with 3 years of financial projections (1st year detailed by month)
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Business Balance Sheet Dated within 60 Days of Application plus Business Balance Sheets for the previous 3 years
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(In Business less than 2 years) Detailed Business Income Sheet Dated within 60 Days of Application
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(In Business over 2 years) Business Income Sheet Dated within 60 Days of Application plus Business Income Sheets for the previous 3 years
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Business Federal Tax Returns for the previous 3 years
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Personal Federal Tax Returns for the previous 3 years for each owner
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Personal Resume or Executive Summary for each owner/guarantor