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Getting Started

Thank you for your inquiry regarding a small business loan with TEDC Creative Capital. TEDC is a non-profit, community development financial institution formed in 1979 as a catalyst for economic development. We drive for-profit small business success through non-traditional lending programs and development services that help entrepreneurs start or expand a company.

 

To learn more about our loan programs, please visit our Lending page.

 

As part of the loan application process, a $35.00 application fee per guarantor will need to be submitted. TEDC will reach out to collect this fee.

 

Please prepare to spend approximately an hour to complete your application online.

Below is a list of documents that may be needed. Depending on the status of your company, you may need to provide all of the documents.

  • Business Debt Schedule

  • Government Debt Schedule

  • Detailed Business Plan with 3 years of financial projections (1st year detailed by month)

  • Business Balance Sheet Dated within 60 Days of Application plus Business Balance Sheets for the previous 3 years

  • Business Income Sheet Dated within 60 Days of Application plus Business Income Sheets for the previous 3 years

  • Business Federal Tax Returns for the previous 3 years

  • Personal Federal Tax Returns for the previous 3 years for each owner

  • Personal Resume or Executive Summary for each owner/guarantor

Supported Internet Browsers

Our online application software supports these browsers. Please be sure to use one of them to have the best experience.

  • Chrome

  • Edge

  • Firefox

Need Assistance?

If at any point you have questions regarding the application, whether online or PDF, please reach out to TEDC in one of the following ways:

Our Online Application Process

Step 1 - Register your Account

An account is required in order to submit your application.

Step 2 - Start an Application

Complete this application in its entirety. You will need information about your company and each owner to successfully complete it.

Step 3 - Upload your Documents

Your application is not complete until you have uploaded all requested files. These requests are found on your dashboard.